Today’s economic environment presents many challenges. But along with these challenges comes opportunities and potential rewards for those who can identify long-term trends. Whether you’re facing retirement—or looking to better understand certain investment ideas—we can help you address your most pressing money questions. Our first priority is your overall financial success. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success. Our site is filled with educational videos, articles, presentations, and calculators designed to help you learn more about the world of personal finance. As you search my website, send me a note regarding any questions you may have about any particular investment concepts or products. We'll get back to you quickly with a thoughtful answer.
When it comes to Social Security (SS), will you be seeking the optimum time to start collecting your benefits
For each year you start before full retirement age, you LOSE about 6.25% in benefits - PERMANENTLY!
For each year you delay past full retirement, you GAIN about 8% in benefits - PERMANENTLY!
If married, you and your spouse have timing options from age 62 to age 70 to claim SS benefits.
How many total options is that? 9 x 9 = 81 !!!
Do the returns during retirement make a difference in your quality of life? You Better believe it!
What we are speaking of is called 'sequence of returns.' During times when funds are added or at minimum no withdrawals are taken, as long as the average annual returns are the same, you will end with the same amount of funds.
Once you begin taking funds, the story can be quite different!
To view Franklin Chase Financial Mission Statement.
To learn about the Founder